Built for UK pay cycles

Know exactly
what's left
this month.

Add your income and bills once. MoneyHive tracks your real budget cycle — pay-day to pay-day, with UK bank holidays, renewal reminders, and a day-by-day view of where your money goes.

No bank logins. No AI guessing. Just your actual numbers.

Cancel anytime. No long-term commitment.

🔒 No bank connection required🇬🇧 UK-focused (bank holidays, bill catalog)📵 No AI — only your data🔄 Pay-day-to-pay-day cycles💳 Cancel anytime

How it works

Set up once. Run on autopilot.

01

Add your income

Enter your salary, freelance income, benefits — anything coming in. Choose when you get paid: fixed date, last working day, or last Friday.

02

Add your outgoings

Pick from 50+ pre-built UK bills or add your own. Set due dates, mark variable bills, and track renewals for insurance and contracts.

03

Know what's left

MoneyHive calculates exactly what's left to budget each cycle. A day-by-day chart shows when money lands and when bills go out.

Everything you need

Built for how people actually get paid in the UK.

Most budgeting apps assume a calendar month. MoneyHive is built around your real pay cycle — however complex your payroll, bills, or income.

📅

Pay-day-to-pay-day cycles

Your budget resets when you actually get paid — not the 1st of the month. Works with fixed dates, last working day, last Friday, and bank holidays.

📋

UK bill catalog

Tap to add council tax, energy, broadband, car insurance, MOT, Sky, Netflix and 50+ common UK bills — already named and categorised.

🏦

No bank logins

You enter your bills manually. Nothing connects to your bank. Your financial data is yours and stays on our servers — not shared with third parties.

🔔

Renewal & bill reminders

Get notified before bills are due and before contracts, subscriptions or insurance renew — so you can switch rather than auto-renew at the wrong price.

📊

Honest forecasting

See the months ahead as a simple projection of your actual bills and income. No machine learning, no connected accounts — just your own numbers.

🏥

Financial health tips

Personalised guidance based on your real data — subscription creep, stale bills worth switching, emergency fund coverage, cash-flow gaps before payday.

💰

Savings & investments

Track your ISAs, emergency fund, pension, and investment pots in one place. Set a savings goal per cycle and see progress on the dashboard.

📈

Variable bill tracking

Energy, groceries, fuel — record the actual amount each month. MoneyHive shows you the average, trend, and whether bills are creeping above plan.

Why MoneyHive

Calm, not complicated.

Open banking apps

Connect your bank, categorise transactions, review spending. Useful but time-consuming and dependent on bank APIs breaking.

⚠️ High maintenance

Spreadsheets

Total control but you build it yourself, maintain it yourself, and it breaks when your bills change. Good if you love spreadsheets.

⚠️ High effort

MoneyHive

Enter your income and bills once. MoneyHive handles pay cycles, bank holidays, renewals, and forecasting automatically. Revisit when things change.

✅ Low effort, honest data

Pricing

One plan. Everything included.

£3.99/ month

No annual lock-in. Cancel anytime.

  • Pay-day-to-pay-day budget cycles
  • UK bank holiday awareness
  • 50+ pre-built UK bill templates
  • Variable bill tracking & history
  • Bill renewal & due date reminders
  • 3-month honest forecast
  • Financial health tips & analysis
  • Savings & investments tracker
  • Budget history & drill-down
  • Works from any device (browser-based)
Get started for £3.99 / month

Stop wondering where your money went.

Ten minutes of setup. A clear budget every cycle. Works however complicated your pay situation is.

Start for £3.99 / month →

No bank logins. No long-term commitment. Cancel anytime.